About This Template
Free U.S. Bank check template: enter your U.S. Bank routing number (122105155 shown here as an illustrative example — your actual number can differ by state, so confirm yours on your own check or in U.S. Bank online banking) and account number to create printable checks. Download PDF, print. No signup. Standard format compatible with all US banks.
When to Use This Template
Use this template when you need to print checks for your U.S. Bank checking account. Ideal for rent payments, bills, or any situation where you need a physical check from your U.S. Bank account.
Who This Template Is For
This template is for U.S. Bank customers who want to print their own checks instead of ordering from the bank. Works with any U.S. Bank checking account.
U.S. Bank Check Layout and Security Features
U.S. Bank checks are fulfilled through Deluxe, its official check provider, which also handles fulfillment for several other large banks — the paper, microprinting, and security screen follow the same industry-standard specification rather than a U.S.-Bank-specific design. U.S. Bank is headquartered in Minneapolis and is the parent company's (U.S. Bancorp) primary banking subsidiary — among the five largest U.S. banks by assets, though smaller in branch count than Chase, BofA, or Wells Fargo.
See our guide to how the MICR line, microprinting, and security screen work on any US check →
Finding Your U.S. Bank Routing Number
122105155 is U.S. Bank's most commonly cited routing number, generally associated with the western states, but U.S. Bank assigns different routing numbers depending on the state or region where an account was opened. That variation grew in late 2022, when U.S. Bancorp completed a $5.5 billion acquisition of MUFG Union Bank's branch network across California, Washington, and Oregon — accounts converted from the former Union Bank may still carry routing numbers tied to that legacy system.
Confirm your specific number on the bottom-left of an existing U.S. Bank check, in U.S. Bank online banking under account details, or by calling U.S. Bank directly before printing anything you intend to deposit or send — particularly if your account originated at Union Bank before the 2022 conversion.
Ordering Checks from U.S. Bank
Deluxe is U.S. Bank's official check provider, handling production and shipping under a direct contract with the bank. Order through U.S. Bank online banking, the mobile app, a branch, or by calling Deluxe's dedicated U.S. Bank line at 877-838-5287. Delivery is typically quoted at around 7-14 business days for standard shipping — a wider window than several other large banks — with faster paid options available.
Pricing depends on the design, quantity, and any customization you select, shown before you complete the order. U.S. Bank's Smart Rewards tiers (Bronze through Platinum Plus) can unlock account perks tied to combined balances, though check pricing specifically is set by Deluxe rather than discounted by tier.
Business vs. Personal U.S. Bank Checks
U.S. Bank's personal checking lineup centers on Bank Smartly Checking (around $12/month, waived with a $1,500 balance, $1,500 in direct deposits, or Smart Rewards Gold Tier) and the Safe Debit Account (around $4.95/month, checkless, no waiver available). Bank Smartly supports standard personal check printing; Safe Debit doesn't.
On the business side, U.S. Bank offers Silver, Gold, and Platinum Business Checking tiers, scaling up in transaction limits and included services.
Features of This Template
- U.S. Bank routing number: 122105155 shown as an example — verify your own on your check or banking app, since it can differ by state
- Standard US check format
- Print on blank check stock
- PDF download ready
- Works with any U.S. Bank checking account
How to Use This Template
- 1
Confirm Your U.S. Bank Routing Number
122105155 is shown on this page as an illustrative example only — U.S. Bank's actual number varies by state. Verify yours on a statement or in online banking first.
- 2
Click "Use This Template"
Opens the check editor pre-loaded with U.S. Bank's routing number, compatible with Bank Smartly Checking (Safe Debit can't use paper checks).
- 3
Add Your U.S. Bank Account Number and Payment Details
Enter the numeral and the spelled-out dollar amount fills in automatically alongside it.
- 4
Download the Print-Ready PDF
Generates a high-resolution PDF with a correctly formatted MICR line, matching what Deluxe prints for U.S. Bank's own stock.
- 5
Print It, or Use It as a Voided Check
Print on blank check stock for a payable check, or write VOID across a printed copy while a Deluxe order — typically 7-14 business days — is in transit.
Frequently Asked Questions
Is this template affiliated with U.S. Bank?
No, this is an independent check template. It's a standard check format that works with your U.S. Bank account when you enter your correct routing and account numbers.
What is U.S. Bank's routing number?
122105155 is a commonly published U.S. Bank routing number, shown here as an example. Your actual number can differ by state, so always confirm your specific number on your U.S. Bank statement, in U.S. Bank online banking, or by calling U.S. Bank directly before printing anything you intend to deposit or send.
Can I write a paper check with the U.S. Bank Safe Debit Account?
No. Safe Debit is a checkless account by design — around $4.95/month with no waiver available and no overdraft fees. If you need to write personal checks, Bank Smartly Checking is the U.S. Bank account that supports it. Safe Debit customers who occasionally need to send a payment by mail can buy a discounted money order for around $1.65 instead.
How do I order official checks directly from U.S. Bank?
Ordering directs to Deluxe on the back end, since Deluxe holds U.S. Bank's check-provider contract — start from U.S. Bank online banking, the mobile app, a branch, or by calling Deluxe directly at 877-838-5287. Standard delivery is typically quoted at around 7-14 business days, with faster paid shipping available.
What's the difference between a U.S. Bank personal and business check?
The MICR layout and routing number don't change between the two. U.S. Bank's Silver, Gold, and Platinum Business Checking tiers typically support checks printed in a wider format with a detachable stub for invoice tracking, which personal Bank Smartly and Safe Debit accounts don't use.
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