PNC Bank Check Template

About This Template

Free PNC Bank check template: enter your PNC routing number (043000096 shown here as an illustrative example — confirm yours on your own statement or in online banking, since it varies by region or legacy institution) and account number to create printable checks. Download as a high-resolution PDF, print on blank check stock. No signup required. Not affiliated with PNC Bank.

When to Use This Template

PNC customers commonly use this template to print checks for rent payments, contractor invoices, bill payments, and one-off transfers where a physical check is required. It's also used to generate a voided check showing your PNC routing and account number for direct deposit setup.

Who This Template Is For

PNC Bank personal and business checking account holders who need to print checks on demand without ordering a checkbook. Also used by small business owners and accountants managing PNC accounts who need to issue checks quickly.

PNC Check Layout and Security Features

PNC checks are printed and shipped through Harland Clarke, which also fulfills checks for several other large banks, so the paper, microprinting, and security screen follow the same industry-standard specification rather than a PNC-specific design. PNC is headquartered at The Tower at PNC Plaza in downtown Pittsburgh and operates roughly 2,600 branches across 27 states and Washington, D.C. — one of the largest branch networks of any U.S. bank, a legacy of PNC's history of absorbing regional banks. That scale is also why PNC's routing-number situation (below) is messier than most: each acquisition brought its own numbering along with it.

See our guide to how the MICR line, microprinting, and security screen work on any US check →

PNC's Routing Number Varies More Than Most

PNC has absorbed several regional banks through acquisition — National City in 2008 and BBVA USA in 2021 among them — and in many cases kept the acquired bank's routing numbers running rather than consolidating everything under one number. That means two PNC customers in different states, or even different legacy banks within the same state, can have different routing numbers on otherwise identical-looking checks.

Because of that history, treat 043000096 (the number pre-filled in this template) as a common default rather than a universal one. Confirm your actual routing number on an existing PNC check, in PNC online banking under account or routing details, or by calling PNC customer service — especially if your account originated at a bank PNC later acquired.

Ordering Checks from PNC

PNC's checks go through Harland Clarke for printing and shipping, regardless of whether you start the order from PNC online banking, the mobile app, or in person at a branch. Standard delivery is typically quoted at around two weeks. Pricing is quantity-based: smaller packs cost less per check than larger ones, and the exact price depends on the design and any add-ons (like duplicate copies for a business checkbook) you select.

If your account is Performance Select Checking or Virtual Wallet with Performance Select, ask about free standard checks — PNC includes them as an account perk on its higher tiers, which can make ordering directly from PNC cheaper than third-party printers even though PNC's base per-check pricing looks higher on paper.

Business vs. Personal PNC Checks

PNC's personal checking lineup runs from PNC Simple Checking (a Bank On-certified account, around $5/month, waived for customers with qualifying direct deposits or who are under 25 or 62 and older) through the Virtual Wallet family — Virtual Wallet, Virtual Wallet with Performance Spend, and Virtual Wallet with Performance Select — where the checking component is specifically called 'Spend,' paired with companion sub-accounts called 'Reserve' (a secondary checking buffer) and 'Growth' (a linked savings account). All of these use the standard personal check layout, and Performance Select customers get standard checks free as an account perk.

On the business side, PNC offers Business Checking (entry-level, lower transaction volume), Business Checking Plus (higher transaction volume with cash-flow insight tools), and Analysis Business Checking (for businesses that need to link multiple accounts and earn an earnings credit). Larger businesses can bundle Analysis Business Checking with treasury services under PNC's Treasury Enterprise Plan, which adds a choice between a Premium Business Money Market account or an MMDA Sweep account. PNC's business tiers generally allow higher-volume check ordering than personal accounts.