M&T Bank Check Template
Print personal or business checks for your M&T Bank checking account. Free, no signup, instant PDF download.

About This Template
Free M&T Bank check template: enter your M&T Bank routing number (022000046 for most accounts — verify yours on your statement or in M&T online banking) and account number to create printable checks. Download as a PDF, print on blank check stock. No signup required. Not affiliated with M&T Bank.
When to Use This Template
M&T Bank customers in the Mid-Atlantic and Northeast use this template to print checks for rent, contractor payments, vendor invoices, and any payment requiring a physical check. M&T Bank is particularly strong in New York, Pennsylvania, Maryland, Virginia, West Virginia, Delaware, New Jersey, Connecticut, and Washington DC — customers across all these markets can use this template.
Who This Template Is For
M&T Bank personal and business checking account holders. Especially useful for customers in the Mid-Atlantic corridor — Baltimore, Buffalo, Philadelphia, and surrounding areas where M&T Bank has the most branches. Also useful for People's United Bank customers whose accounts were converted to M&T following the 2022 merger.
Features of This Template
- M&T Bank routing number: 022000046 (verify in M&T online banking as it varies by state)
- Works with M&T EZChoice Checking, M&T Plus Checking, and M&T Select Checking
- Works with M&T business checking accounts
- Covers former People's United Bank customers now on M&T
- MICR line with routing number, account number, and check number
- Automatic number-to-words conversion
- High-resolution PDF download, no signup required
How to Use This Template
- 1
Click "Use This Template"
Start by clicking the button above to open the check editor with this template pre-loaded.
- 2
Fill in Your Check Details
Enter your information, bank details, payee name, amount, and memo. Our tool automatically converts numbers to written amounts.
- 3
Customize Colors and Fonts (Optional)
Adjust the check design to match your preferences. Change colors, fonts, and layout to personalize your checks.
- 4
Download as PDF
Click the download button to generate a high-resolution PDF of your check, ready for printing.
- 5
Print on Blank Check Stock
Print your check on blank check stock paper (available at office supply stores) for professional, bank-compatible checks.
Frequently Asked Questions
Is this template affiliated with M&T Bank?
No. CheckWriter is an independent tool not affiliated with M&T Bank Corporation. This template produces standard-format checks that work with your M&T account when you enter your correct routing and account numbers.
What is M&T Bank's routing number?
M&T Bank's primary routing number is 022000046, used for accounts in New York and many other states. However M&T uses different numbers in some regions, particularly for accounts that originated with People's United Bank before the 2022 merger. Always verify your specific routing number on your M&T statement, in M&T online banking, or by calling M&T customer service.
I was a People's United Bank customer — can I use this template?
Yes. People's United Bank merged with M&T Bank in 2022, and most former People's United accounts have been converted to M&T accounts. Check your current routing number in M&T online banking to confirm which number applies to your account now.
Can I print a voided check for direct deposit?
Yes. Enter your M&T routing number and account number, leave payee and amount blank, download the PDF, print, and write VOID across the front. Submit to your employer or HR department to set up direct deposit.
What paper should I use?
For checks to be processed by a bank, use blank check stock paper from Staples, Office Depot, or Amazon. For voided checks, plain printer paper works fine.
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