Citizens Bank Check Template
Print personal or business checks for your Citizens Bank checking account. Free, no signup, instant PDF download.
About This Template
Free Citizens Bank check template: enter your Citizens Bank routing number (011500120 shown here as an illustrative example — your actual number can differ by state, legacy institution, or transfer type, so confirm yours on your own check or in Citizens online banking) and account number to create printable checks. Download as a PDF, print on blank check stock. No signup required. Not affiliated with Citizens Bank.
When to Use This Template
Citizens Bank customers in New England and the Mid-Atlantic states use this template to print checks for rent, bill payments, contractor fees, and any payment requiring a physical check. Citizens Bank is particularly strong in Rhode Island, Massachusetts, Connecticut, New Hampshire, New York, New Jersey, Pennsylvania, Ohio, Michigan, and Delaware — customers across all these states can use this template.
Who This Template Is For
Citizens Bank personal and business checking account holders across all states where Citizens Bank operates. Useful for new Citizens customers waiting for their first checkbook, small business owners with Citizens Business Checking, and anyone needing a voided check for direct deposit setup.
Citizens Bank Check Layout and Security Features
Citizens Bank checks are fulfilled through Deluxe, which also prints for several other large banks, so the paper, microprinting, and security screen follow the same industry-standard specification rather than a Citizens-specific design. Citizens Bank is headquartered in Providence, Rhode Island, and its state-by-state routing number system reflects decades of expansion and acquisition across New England and the Mid-Atlantic rather than a single unified footprint like some competitors.
See our guide to how the MICR line, microprinting, and security screen work on any US check →
Why Citizens Bank's Routing Number Varies So Much
Citizens Bank was majority-owned by the Royal Bank of Scotland from 1988 until a 2015 IPO — at the time, the largest bank IPO in U.S. history — made it fully independent again. That long acquisition history, plus a 2021-2022 purchase of roughly 80 HSBC branches across New York City, Washington D.C., and Southeast Florida, is a big part of why Citizens Bank's routing number varies more by state than most regional banks: each expansion brought its own numbering rather than consolidating under one.
The number shown on this page (011500120) is commonly associated with Rhode Island and Massachusetts, where Citizens is headquartered, but it's only correct for some accounts. Confirm yours on the bottom-left of an existing Citizens check, in Citizens Online Banking under account details, or by calling Citizens Bank customer service before printing anything you intend to deposit or send.
Ordering Checks from Citizens Bank
Deluxe prints and ships Citizens Bank's checks under a long-running partnership between the two companies. Order through the Citizens Mobile App, Citizens Online Banking, a branch, or by calling 1-800-922-9999 for name or address changes on the order. Citizens ships checks in a distinctive flat blue envelope rather than a standard mailer.
Pricing depends on the design and quantity selected, and customers with a higher-tier relationship — such as Citizens Quest Checking — may be eligible for a discount on personal checks through Citizens' Deluxe partnership. Check with Citizens directly for your account's specific pricing before ordering.
Business vs. Personal Citizens Bank Checks
Citizens Bank's personal checking lineup includes EverValue Checking (around $5/month, no waiver available, Bank On-certified low-cost account), One Deposit Checking (around $9.99/month, waived with a single deposit each statement period), and Quest Checking (around $25/month, waived with $5,000 in statement-period deposits or $25,000 in combined balances). All three support standard personal check printing.
On the business side, Clearly Better Business Checking has no monthly maintenance fee but carries a $30 annual fee, and includes $5,000 in free cash deposits each month before per-deposit fees apply.
Features of This Template
- Citizens Bank routing number: 011500120 shown as an example — verify your own on your check or banking app, since it can differ by state
- Works with Citizens EverValue Checking, Citizens Quest Checking, and One Deposit Checking from Citizens
- Works with Citizens Bank business checking accounts
- MICR line with routing number, account number, and check number
- Automatic number-to-words conversion
- High-resolution PDF download
- No signup required
How to Use This Template
- 1
Find Your State-Specific Citizens Bank Routing Number
Citizens Bank uses a different routing number per state. 011500120 is shown on this page as an illustrative example only — look up your actual number in online banking or on an existing check before proceeding.
- 2
Click "Use This Template"
Opens the check editor pre-loaded with Citizens Bank's standard layout — update the routing number field to match your state.
- 3
Fill In the Payee, Amount, and Your Citizens Account Number
The dollar figure you enter converts to its written form automatically.
- 4
Download the Print-Ready PDF
Generates a high-resolution PDF with a correctly formatted MICR line, matching what Deluxe prints for Citizens' own stock — shipped in a distinctive blue envelope when ordered directly.
- 5
Print It, or Use It as a Voided Check
Print on blank check stock for a payable check, or write VOID across a printed copy for direct deposit setup with an employer or HR department.
Frequently Asked Questions
Is this template affiliated with Citizens Bank?
No. CheckWriter is an independent check printing tool not affiliated with Citizens Financial Group or Citizens Bank, N.A. This template produces standard checks that work with your Citizens account when you enter your correct routing and account numbers.
What is Citizens Bank's routing number?
011500120 is a commonly published Citizens Bank routing number, shown here as an example. Citizens Bank uses different numbers by state, so your actual number can differ — always confirm your specific number on an existing Citizens Bank check, in Citizens online banking or the mobile app, or by calling Citizens Bank directly before printing anything you intend to deposit or send.
Can I print a voided check for direct deposit?
Yes. Enter your own Citizens Bank routing number and account number (not just the example pre-filled here), leave payee and amount blank, download the PDF, print, and write VOID across the front. Submit to your employer or HR department to set up direct deposit.
How do I find my specific Citizens Bank routing number?
Log into Citizens Bank online banking and look under Account Details, check the bottom-left corner of any existing Citizens check, or call Citizens Bank customer service. The routing number depends on the state where your account was originally opened, so don't rely on a number pulled from a general list, including the example used on this page.
What paper should I use?
For checks to be processed by a bank, use blank check stock paper from Staples, Office Depot, or Amazon. For voided checks used only for direct deposit setup, plain printer paper works fine.
How do I order official checks directly from Citizens Bank?
Order through the Citizens Mobile App (select the account, then "New checks"), Citizens Online Banking under Account Services, a branch, or by calling 1-800-922-9999 if you need a name or address change on the checks — Deluxe produces the order behind the scenes. Depending on your account tier, you may qualify for a discount through Citizens' arrangement with Deluxe; checks ship in a distinctive blue envelope.
What's the difference between a Citizens Bank personal and business check?
The routing number and MICR format don't change between them. Citizens Bank's Clearly Better Business Checking account typically supports checks printed in a wider format with a detachable stub for invoice tracking, which personal accounts don't use.
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