PenFed Check Template

Free PenFed Credit Union check template. Routing number 256078446, works for all PenFed checking accounts. Print checks or a voided check for direct deposit.

PenFed Check check template preview — click to use
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About This Template

Free PenFed (Pentagon Federal Credit Union) check template: enter PenFed's published routing number (256078446 — the same number for all members nationwide) and your account number to create printable checks. As with any routing number, verify it against one of your existing PenFed checks or PenFed online banking before printing — an incorrect routing number causes a bounced check. Download as a high-resolution PDF and print on blank check stock. Also useful for generating a voided check for direct deposit setup. No signup required. Not affiliated with Pentagon Federal Credit Union.

When to Use This Template

Use this template when you need to print checks for your PenFed Access America Checking or Free Checking account, or to generate a voided check for direct deposit while you wait on a mailed order — PenFed's first set of 40 checks typically takes 7 to 10 business days to arrive after ordering online, by phone, or at a branch.

Who This Template Is For

PenFed members who want to print their own checks without waiting on a mailed order. PenFed membership is open to anyone who is a U.S. citizen or permanent resident (a $5 minimum deposit is required to join), though the credit union was originally chartered for military members, veterans, and Department of Defense employees and their families — many of whom still make up its core membership.

Features of This Template

  • PenFed's published routing number: 256078446 — same for all members nationwide (verify against an existing check or online banking before printing)
  • Works with PenFed Access America Checking and Free Checking accounts
  • MICR line with routing number, account number, and check number
  • Automatic number-to-words conversion
  • High-resolution PDF download
  • No signup required

How to Use This Template

  1. 1

    Confirm PenFed's Routing Number

    PenFed publishes 256078446 as its routing number for all members nationwide. Verify it against an existing PenFed check or your online banking before printing — an incorrect number causes a bounced check.

  2. 2

    Click "Use This Template"

    Opens the check editor pre-loaded with PenFed's routing number and standard layout.

  3. 3

    Enter Your Account Details

    Add your PenFed account number, the payee name, and the amount — the written amount fills in automatically.

  4. 4

    Download the PDF

    Generate a high-resolution, print-ready PDF with a correctly formatted MICR line.

  5. 5

    Print or Use as a Voided Check

    Print on blank check stock for a payable check, or write VOID across the front for direct deposit setup while your mailed order (7–10 business days) is still in transit.

Frequently Asked Questions

Is this template affiliated with PenFed Credit Union?

No, this is an independent check template. It's a standard check format that works with your PenFed account when you enter your correct routing and account numbers. Not affiliated with, endorsed by, or connected to Pentagon Federal Credit Union.

What is PenFed's routing number?

256078446 is PenFed's published routing number, shown here as an illustrative example. Because an incorrect routing number causes a bounced check, always confirm it against one of your existing PenFed checks or in PenFed online banking before printing anything you intend to deposit or send.

Can I use this for a voided check for direct deposit?

Yes. Enter your own PenFed routing and account numbers (confirmed against an existing check or online banking, not just the example pre-filled here), leave payee and amount blank, download the PDF, and write VOID across the front — a common way to set up direct deposit without waiting for a mailed checkbook.

Does PenFed issue checkbooks?

Yes. PenFed mails a free first set of 40 checks within about 7 to 10 business days of ordering online, by phone, or at a branch. This template lets you print a check immediately if you can't wait on that delivery.

Who is eligible to join PenFed?

Membership is open to any U.S. citizen or permanent resident who funds a savings account with at least $5. PenFed was originally chartered for military members, veterans, and Department of Defense employees and their families, and many members still join through that route.

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