First Citizens Bank Check Template
Professional check template for First Citizens Bank customers.
About This Template
Free First Citizens Bank check template: enter your First Citizens routing number (053100300 shown here as an illustrative example — confirm yours on your own check or in online banking, since it can differ by state or legacy institution) and account number to create printable checks. Download PDF, print on blank check stock. No signup required. Works for legacy CIT Bank customers following the First Citizens-CIT merger.
When to Use This Template
Use this template when you need to print checks for your First Citizens Bank checking account. Ideal for rent payments, bills, vendor payments, or any situation where you need a physical check from your First Citizens account.
Who This Template Is For
This template is for First Citizens Bank customers, including former CIT Bank and Silicon Valley Bank (SVB) customers whose accounts moved to First Citizens following the 2023 acquisition, who want to print their own checks instead of ordering from the bank.
First Citizens Check Layout and Security Features
First Citizens contracts its check production to Harland Clarke, so the paper, microprinting, and security screen follow that printer's standard specification rather than anything unique to First Citizens. First Citizens Bank & Trust is headquartered in Raleigh, North Carolina, and grew substantially through two major acquisitions in quick succession — CIT Group in 2022 and the deposits and loans of the failed Silicon Valley Bank in 2023 — making it one of the 20 largest U.S. banks by assets today.
See our guide to how the MICR line, microprinting, and security screen work on any US check →
Ordering Checks from First Citizens
Harland Clarke produces First Citizens' checks under contract. Order through First Citizens online or mobile banking, or at a branch — you'll need your account and routing numbers ready either way.
Business vs. Personal First Citizens Checks
First Citizens' personal checking lineup runs from Primary Checking through Premier, Prestige, and Premier Executive tiers, each adding richer perks (free wire transfers, credit card bonuses, family budgeting benefits) as the tier goes up. All support standard personal check printing.
On the business side, First Citizens offers tiered business checking with monthly fees from $0 to $75, generally waivable through an average daily balance, an active merchant services account, or a First Citizens business credit card. Business checks ordered against these accounts typically use a different, wider layout than personal checks.
Features of This Template
- First Citizens Bank routing number: 053100300 shown as an example — verify your own on your check or banking app
- Standard US check format
- Print on blank check stock
- PDF download ready
- Works with personal and business First Citizens checking accounts
How to Use This Template
- 1
Confirm Your First Citizens Routing Number
053100300 is shown on this page as an illustrative example only — verify your actual number on an existing check or in online banking, especially if your account originated with CIT Bank or Silicon Valley Bank before their mergers.
- 2
Click "Use This Template"
Opens the check editor pre-loaded with First Citizens' routing number, compatible with Primary, Premier, Prestige, and Premier Executive Checking.
- 3
Add Your First Citizens Account Number and Payment Details
Type the payee and dollar figure, and the written-out amount populates on the line below automatically.
- 4
Download the Print-Ready PDF
Generates a high-resolution PDF with a correctly formatted MICR line, matching what Harland Clarke prints for First Citizens' own stock.
- 5
Print It, or Use It as a Voided Check
Print on blank check stock for a payable check, or write VOID across a printed copy — useful for former CIT Bank or SVB customers setting up direct deposit under their new First Citizens account.
Frequently Asked Questions
Is this template affiliated with First Citizens Bank?
No, this is an independent check template. It's a standard check format that works with your First Citizens account when you enter your correct routing and account numbers.
What is First Citizens Bank's routing number?
053100300 is a commonly published First Citizens Bank routing number, shown here as an example. Your actual number can vary by state or legacy institution — always confirm your specific number on your existing checks, in online banking, or by calling First Citizens directly before printing anything you intend to deposit or send. For international wire transfers, FCBTUS33 is a commonly published SWIFT code for First Citizens — verify it the same way before sending an international wire, since SWIFT codes can also vary by branch or account type.
Does this work for former SVB or CIT Bank accounts?
Yes. First Citizens Bank acquired Silicon Valley Bank's deposits and loans in 2023, and CIT Bank merged with First Citizens in 2022. If your account originated with either bank and now operates under First Citizens, this template and routing number apply.
Is "First Citizens Bank" the same everywhere?
No — this page covers First Citizens Bank & Trust Company (ticker FCNCA), the large national bank headquartered in Raleigh, North Carolina, that acquired CIT and SVB. Several smaller, unrelated community banks use similar names, such as First Citizens National Bank in Tennessee — a different company with its own routing number and check vendor. Confirm which "First Citizens" your account is actually with before using this template.
How do I order official checks directly from First Citizens?
Order through First Citizens online or mobile banking, or at a branch; Harland Clarke is who actually prints and mails it. You'll need your account and routing numbers on hand.
Does First Citizens offer business checking?
Yes — First Citizens has tiered business checking accounts with monthly fees ranging from $0 to $75 depending on the tier, generally waivable through an average daily balance, an active merchant services relationship, or a First Citizens business credit card in good standing.
Related Templates
Ready to Create Your Check?
Start creating professional checks in minutes. No signup required.