Fifth Third Bank Routing Number by State: Full Guide + How to Print a Check

Fifth Third Bank uses a different routing number depending on the state where your account was opened — using the wrong one is the most common reason a printed check or direct deposit setup gets rejected. This guide has the full state-by-state list, where to find your account number, and whether it's actually legal to print your own Fifth Third check.

If you just want to jump straight to filling one out, use the Fifth Third Bank check template — this guide covers the background you need to fill it out correctly.

Fifth Third Bank Routing Number by State

Fifth Third's primary routing number is 042000314, but it varies by state:

• Ohio, Kentucky, Indiana: 042000314
• Michigan: 072416030
• Illinois: 071923909
• Florida: 067091719
• Tennessee: 064103833
• North Carolina, Georgia: 053101121
• West Virginia: 055002794
• Pennsylvania: 043304670
• Missouri: 081524055

Always confirm your routing number on your Fifth Third statement or in online banking before printing a check or submitting direct deposit paperwork — the state where your account was originally opened determines your number, which isn't always the state you currently live in.

Finding Your Fifth Third Account Number

Your account number appears in three places:

• The middle number at the bottom of any existing Fifth Third check
• The Fifth Third mobile app, under account details
• Your monthly bank statement

Is It Legal to Print Your Own Fifth Third Check?

Yes. Printing your own checks is legal in the United States as long as you use your own account information and the check meets standard banking specifications — correct dimensions and a MICR-encoded routing/account line at the bottom. Many small businesses and individuals print their own checks this way instead of waiting on a mailed order from the bank. This guide (and the template it links to) is not affiliated with Fifth Third Bank; always double-check your account details before printing.

How to Fill Out a Fifth Third Check

1. Enter your state-specific routing number in the bottom-left field (nine digits)
2. Enter your account number next to the routing number
3. Fill in the payee name on the "Pay to the order of" line
4. Write the amount in numbers and in words
5. Add the date and your signature
6. Print on blank check stock paper

The Fifth Third Bank check template on TheCheckWriter walks through all of this online — enter your routing and account numbers, fill in the payee and amount, and download a print-ready PDF with the MICR line, payee line, amount box, memo line, and signature line already formatted correctly.

Frequently Asked Questions

Can I print Fifth Third checks on regular paper? Banks recommend blank check stock paper with MICR-compatible ink for the best compatibility with check readers. Regular paper may work for some transactions but isn't guaranteed to process correctly everywhere.

Does Fifth Third charge for check printing? Fifth Third charges for ordering checks through the bank. Printing your own checks on blank check stock is a free alternative — you only pay for the paper.

Why does Fifth Third have so many different routing numbers? Like most large regional banks, Fifth Third assigns routing numbers based on the state (and sometimes the legacy bank) where an account was originally opened, rather than using one number nationwide. This is common among banks that grew through mergers and acquisitions across multiple states.

Is the routing number the same for wire transfers and direct deposit? Not always — some banks use a separate wire routing number. Fifth Third's standard routing numbers above work for direct deposit and ACH; for domestic wire transfers, confirm the wire-specific number with Fifth Third directly, since it can differ from your everyday account routing number.

Is a printed check compatible with QuickBooks? The standard check format works with most accounting software. For QuickBooks-specific check printing and reconciliation, use QuickBooks' built-in check templates instead.