BMO Harris Check Template
Print personal or business checks for your BMO Harris Bank checking account. Free, no signup, instant PDF download.
About This Template
Free BMO Harris Bank check template: enter your BMO routing number (071025661 shown here as an illustrative example — BMO Harris publishes a single routing number for all personal accounts nationwide, but confirm yours on your own check or in online banking) and your account number to create printable checks. Download as PDF, print on blank check stock. No signup. Not affiliated with BMO Harris Bank. Note: BMO Harris Bank is now branded as BMO Bank in the US following its 2023 rebrand, but routing numbers remain the same.
When to Use This Template
BMO Harris customers use this template to print checks for rent, vendor payments, contractor invoices, and any payment requiring a physical check. The voided check use case is especially common — many BMO customers need a voided check for direct deposit setup with their employer and use this template to generate one instantly without visiting a branch.
Who This Template Is For
BMO Harris (BMO Bank) personal and business checking account holders across all US states. Useful for new BMO customers waiting for their first checkbook, small business owners with BMO business accounts, and customers in Illinois, Wisconsin, Indiana, Kansas, Missouri, Minnesota, Arizona, and Florida where BMO has the most branches.
BMO Check Layout and Security Features
BMO relies on Deluxe for check production, so the paper, microprinting, and security screen match Deluxe's standard specification rather than anything BMO designed independently. BMO Harris Bank rebranded to BMO Bank across the U.S. in 2023 after BMO Financial Group's parent company acquired Bank of the West, expanding BMO's American footprint well beyond its traditional Midwest base — the routing number and check format didn't change through that transition.
See our guide to how the MICR line, microprinting, and security screen work on any US check →
Ordering Checks from BMO
Deluxe is the vendor behind BMO's check production — start an order through BMO Digital Banking's Service Request option, or go straight to deluxe.com/checks. BMO has run limited-time promotional pricing on Deluxe check orders in the past, so comparing current offers before ordering can be worth a few minutes.
Business vs. Personal BMO Checks
BMO's personal checking lineup runs from Smart Advantage Checking (no monthly fee with paperless statements) through Smart Money Checking (around $5/month for account holders 25 and up, no overdraft fees) to Relationship Checking (around $25/month, waived at a $10,000 daily or $25,000 combined balance). All three support standard personal check printing.
BMO also offers business checking accounts for small and mid-sized businesses, with account details and fee schedules that vary by tier and aren't published in a simple flat table — worth confirming current terms directly with BMO before opening one.
Features of This Template
- BMO Harris routing number: 071025661 shown as an example — BMO publishes a single number for personal accounts, but verify your own on your check or banking app
- Works with BMO Smart Advantage Checking, BMO Smart Money Checking, and BMO Relationship Checking
- Works with BMO business checking accounts
- MICR line with routing number, account number, and check number in E13B format
- Automatic number-to-words conversion
- High-resolution PDF download — prints on standard blank check stock
- No signup required
How to Use This Template
- 1
Note Your BMO Routing Number
BMO Harris (now BMO Bank) publishes one routing number for all personal accounts nationwide, shown on this page as 071025661 — still worth confirming on your statement or in online banking.
- 2
Click "Use This Template"
Opens the check editor pre-loaded with BMO's routing number, compatible with BMO Smart Advantage, Smart Money, and Relationship Checking.
- 3
Enter the Payee, Amount, and Your BMO Account Number
Type the dollar figure once and the spelled-out version fills in beside it automatically.
- 4
Download the Print-Ready PDF
Generates a high-resolution PDF with the MICR line in standard E13B format, matching what Deluxe prints for BMO's own stock.
- 5
Print It, or Use It as a Voided Check
Print on blank check stock for a payable check, or write VOID across a printed copy to set up direct deposit — common for customers who recently transitioned from BMO Harris to BMO Bank.
Frequently Asked Questions
Is this template affiliated with BMO Harris Bank?
No. CheckWriter is an independent tool not affiliated with BMO Harris Bank or its parent BMO Financial Group. This template produces standard checks that work with your BMO account when you enter your correct routing and account numbers.
What is BMO Harris Bank's routing number?
071025661 is BMO Harris's published routing number, shown here as an example. BMO states this single number applies to all personal checking accounts nationwide — but always confirm it against your BMO statement, online banking, or an existing check before printing anything you intend to deposit or send.
Is BMO Harris the same as BMO Bank?
Yes. BMO Harris Bank rebranded to BMO Bank in the United States in 2023 following the acquisition of Bank of the West. The routing number 071025661 remains the same regardless of whether your account says BMO Harris or BMO.
Can I use this for a voided check?
Yes. Enter your BMO routing number and account number, leave payee and amount blank, download the PDF, print, and write VOID across the front in large letters. This works for direct deposit setup with any employer or benefits provider.
What paper do I need?
For checks you plan to cash or deposit at a bank, use blank check stock paper from Staples, Office Depot, or Amazon. For voided checks used only for direct deposit setup, standard printer paper works fine.
How do I order official checks directly from BMO?
Order through BMO Digital Banking under Service Request, or directly at deluxe.com/checks — Deluxe is the one producing and shipping it either way. BMO periodically runs promotional pricing on check orders through Deluxe, so it's worth checking current offers before paying full price.
What's the difference between BMO's checking accounts?
Smart Advantage Checking has no monthly fee with paperless statements ($3/month for paper, waived at 65+). Smart Money Checking charges around $5/month for account holders 25 and older (waived under 25) and has no overdraft fees. Relationship Checking charges around $25/month, waived with a $10,000 daily balance or $25,000 combined balance — a tier above the other two.
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